Kevin Penalvert

Kevin Penalvert

Kevin Penalvert

SVP Lending

 (949) 520-2360

If you are looking for the best rates available, look no further. Our streamline loan process (reduced documentation and virtually paperless loan process) lowers our overhead costs significantly, and we pass that savings on to you. No magic here. We run a tight ship and do volume business at huge discounts. You win. 

This will be the smoothest refinance or purchase loan you have ever experienced, I promise. See our reviews here 100s of 5 star reviews

The typical process is as follows:

  1. Call me at (949) 520-2360 to do a phone application or apply online
  2. Get disclosures within 2 hours
  3. Email me or upload requested docs
  4. We will immediately begin processing your loan
  5. Close in about 10  days, which is 20 days faster than industry norm. 

What Our Clients Say About Us