I Have a


Goal In Mind

I Have a Different Goal In Mind

Many Reasons to Refinance

At JWH Financial, our goal is to put consumers in the best financial position with their mortgage and helping consumers reach their mortgage goals. There are numerous reasons for a refinance and the great news is that homeowners can refinance for any reason, as long as it is aligned with your goals or if there is a tangible net benefit.

With a cash-out refinance, you are virtually free to do what you wish with the proceeds – the “cash” you receive at closing is your equity that you earned after all. And with a rate-and-term refinance, as long as there’s a net tangible benefit, we will help you take advantage of that benefit in a matter of days.

Whether your goal is to take cash-out on your equity or simply take advantage of a rate-and-term refinance, the JWH team will help navigate a path to help you reach your mortgage goals.

Here are additional reasons that you may be looking to refinance, and if you have a different goal in mind, don’t worry. Enter your goal below and one of our expert mortgage bankers will reach out to you within minutes. 

Cash-Out Refinance

Take Cash Out to Buy a Vacation Home, Secondary Residence, or Investment Property

If you are considering buying a vacation home, a secondary residence, or an investment property, a cash-out refinance can help you collect the funds necessary for a down payment very quickly.

Time is of the essence when you finally find the perfect property and with a cash-out refinance, we can get you your cash in as little as 10 days! Our team of experts will help you get the cash in lightning speed so can purchase your vacation home, secondary residence, or your next investment property right away.

Take Cash Out to Pay Off Another Property

If you own more than one property, you can save thousands by paying off your investment properties through a cash-out refinance with your primary residence.

How? By consolidating your mortgages into one primary mortgage loan, you’ll be able to take advantage of primary mortgage rates and you will only need to make one monthly payment to one lender versus multiple. 

Take Cash Out to Fund My Wedding

We are so happy that you found your partner, now, it’s time to figure out how to pay for the wedding.

We get it, weddings can be very expensive, and instead of racking credit card debt or opening personal loans, using the equity on your property with a cash-out refinance can give you the most savings.

Credit cards, personal loans, and financing your wedding directly with retailers come at a higher interest rates and shorter terms. Using the proceeds from a cash-out refinance may be the most advantageous ways to finance your special day.

Take Cash Out to Build a Retirement or Savings Account

With the recent substantial home equity increase, right now may be the best time to jumpstart or build your retirement or savings account. Whether you are looking to build your savings or retirement account and have equity on your property, a cash-out refinance may be the right choice for you.

Take Cash Out to Build an Emergency Fund

We get it, life can sometimes take us to unexpected turns, so if you are looking for extra financial security and have equity on your property, a cash-out refinance may be the right choice for you.

Rate & Term Refinance

Add or Remove Co-Signer

Refinancing your mortgage loan is the only way to remove or add another party to the loan. The great thing is that simultaneously adding or removing a co-signer, you can take advantage of other benefits of refinancing, such as skipping a mortgage payment or lowering your interest to name a few.

Payoff My Loan Faster

If you have a mortgage loan and feel that the estimated payoff date is too far in the future, we can help you find the right solution to paying off your mortgage loan sooner. On top of that, by paying off your mortgage faster, you can possibly save thousands over the life of the loan. Our expert mortgage bankers will help you make the right plan for you to reach this goal. 

 What Will My Monthly Payment Be?

No Credit Check

No Application

No Obligation

No Credit Check

No Application

No Obligation

Have Another Goal In Mind?

If you have another goal that was not covered here, not to worry! The JWH team is a group of experts who can help you find a solution with any goal, big or small. Let us know what your goals are and one of our loan officers will be in contact with you shortly.

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