Rick Torres
If you are looking for the best rates available, look no further. Our streamline loan process (reduced documentation and virtually paperless loan process) lowers our overhead costs significantly, and we pass that savings on to you. No magic here. We run a tight ship and do volume business at huge discounts. You win.
This will be the smoothest refinance or purchase loan you have ever experience, I promise. See our reviews here 100s of 5 star reviews
The typical process is as follows:
- Call me at (858) 220-9103 to do a phone application or apply online
- Get disclosures within 2 hours
- Email me or upload requested docs
- We will immediately begin processing your loan
- Close in about 10 days, which is 20 days faster than industry norm.