Homeowners 62+

Home Equity Conversion


What is a Home Equity Conversion Mortgage?

A Home Equity Conversion Mortgage (HECM) is a type of loan available to homeowners who are at least 62 years old. A HECM allows homeowners to convert a portion of their home equity into cash, which can be used to supplement retirement income or cover unexpected expenses.

Unlike a traditional mortgage, with a HECM, the borrower does not make monthly payments to the lender. Instead, the loan balance is paid off when the borrower sells the home, moves out, or passes away.

The amount of money that can be borrowed is based on the amount of equity the homeowner has in their home. The more equity the homeowner has, the more money they can potentially borrow.

To learn how a HECM can benefit you, call us at 888-910-7006. Our team of financial experts can help you discover if a HECM is right for you and how you can qualify.



Receive a Monthly Check: your lender will send you a monthly check instead of you making payments to the lender


No Monthly Mortgage Payment: no payment is required until you (the homeowner) moves out, sells the property, or passes away


Allows You to Stay in Your Home: you get to keep complete ownership of your home and can continue to reside in your home


Increases Your Cash Flow: you’ll have extra cash for retirement, medical expenses, home improvements, paying-off debt

Have Another Goal In Mind?

If you have another goal that was not covered here, not to worry! The JWH team is a group of experts who can help you find a solution with any goal, big or small. Let us know what your goals are and one of our loan officers will be in contact with you shortly.

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